Why damage kills a traditional sale
Lenders will not finance a house with active fire damage, water intrusion, or documented mold, which removes essentially every retail buyer from the table. Insurance payouts frequently fall short of real reconstruction costs, and managing a rebuild means months of contractors while taxes and the mortgage keep running on a house nobody can live in.
We buy damaged properties outright. Fire houses with structural damage, homes flooded by plumbing failures or storms, long-vacant houses with roof leaks and mold. You do not remediate anything. Our offer accounts for the reconstruction we will fund ourselves.
Insurance claims and open questions
If you have an open insurance claim, talk to your adjuster and, in larger losses, consider a public adjuster before deciding anything; claim proceeds and the sale are separate pieces that need to line up correctly. We have worked alongside open claims before and can structure the contract so the claim resolution and closing do not trip over each other. San Antonio hail seasons and aging Texas plumbing keep this situation common; there is a clean way through it.